Student Loans and How to Apply


When you are studying there will be two main costs - tuition fees and living costs (maintenance). You can get student finance to help you with both costs from student finance in one application. The easiest way to do this is online.

To find out how much you may be able to receive and how to apply please click on the relevant link below...


Loans and Grants for New Welsh Students

The Welsh Government has introduced a new system of support to undergraduate students following the Diamond Review.

Every eligible full-time undergraduate will be able to get support for their living costs while studying (a mix of grants and loans) which will be equivalent to the National Living Wage.

Under the new system, students will be eligible for loans to cover the cost of tuition fees.

Welsh Government has also made changes  to maintenance support, so that:

Total support available will be equivalent to National Living Wage (NLW)*

•  £9,000 (if living elsewhere)

•  £7,650 (if living in parental home)

£1,000 maintenance grant available to all eligible students

Additional means-tested grant for households incomes below £59,200

Maintenance loan available to top up the level of grant support to NLW equivalent

Special Support Grant 18/19

If eligible for Special Support Grant, you will get the same level of grant but a higher rate of loan = up to an extra £4,000 (elsewhere) or £3,325 (parental home).  In addition, the first £5,161 of the grant doesn’t count as income when you work out other income-related benefits or tax credits.

Subject to Education regulations being made in early 2018

You can apply online once applications open (expected March 2018) at Student Finance Wales

Loans for English Students

Maintenance Loan in 2017/2018 (2018/19 funding not yet confirmed) - the maximum you can receive is:

  • Living away from home: £8,430, or £9,609 if eligible to receive certain benefits

  • Living at home: £7,097


You might be able to get extra amount of Maintenance Loan to help towards your living costs if any of the following apply while you’re on your course:


• you’re a single parent or single foster parent of a child or young person under 20 who is in full-time education below higher-education level or on an approved training course;


• you have a partner who is also a full-time student and one or both of you is responsible for a child or young person under 20 who is in full-time education below higher-education level or on an approved training course;


• you have a disability and qualify for the Disability Living Allowance, Disability Premium or Severe Disability Premium;


• you qualify for Personal Independence Payment or Armed Forces Independence Payment;


• you’re deaf and qualify for Disabled Students’ Allowances;


• you have been treated as incapable of work for a continuous period of at least 28 weeks;


• you have a disability and qualify for income-related Employment and Support Allowance; or


• you’re waiting to go back to a course having taken agreed time out from that course due to an illness or caring responsibility that has now ended.


 You can apply online once applications open (expected March 2018) at Student Finance England

Loans and Grants for Northern Irish Students

Maintenance Loan The maximum you can receive in 2017/18 (2018/19 funding not yet confirmed) is:
  • Living away from home: £4,840

If you are in receipt of a Grant the amount of loan you receive is reduced.*
Maintenance Grant

The maximum you can receive in 2017/2018 is £3,475.

*In Northern Ireland, if you receive the full grant of £3,475 you will receive £2,953 loan. This could be more if you receive a Special Support Grant.

You can apply online once applications open (expected March 2018) at Student Finance Northern Ireland

Loans and Bursaries for Scottish Students

Maintenance Loan The maximum you can receive in 2017/18 (2018/19 funding not yet confirmed) is:
    Living away from home: £5,750
Bursary
    The maximum you can receive in 2017/2018 is £1,875, if aged under 25 and £875 if aged over 25.

In Scotland, if you receive the full grant of £1,875 you will receive £5,750 loan.

You can apply on line once applications open (expected March 2018) at Student Awards Agency Scotland


If you have any queries regarding this informaion then please Contact Us.