The University of South Wales is certified to originate Direct Loans for full time Bachelor or Graduate degrees only. We are not certified to originate loans for Nursing courses, HND/HNC or Foundation Degrees.
The School Code for the University is: G35473
We aim to process all applications within 10 working days of receiving a fully complete application; therefore it is in your best interest to apply early.
The Direct Loans Program is available to students in any year.
The PLUS Loan is only available to the parent of a Bachelors student (subject to a credit check), or to Graduate students. The actual loan amount you are eligible to receive for an academic year is determined by your school and may be less than the maximum annual amounts.
Please note there will be a fee for originating a loan.
The only private loan currently available to students at foreign schools is the Sallie Mae Student Loan. To apply for a private loan, you must apply directly to the lender and then send a copy of your e-signed Promissory Note to the US Loans Administration Team.
Please note that Direct Loans maybe more favourable than private loans. It is the student’s responsibility to explore all options available to them before making a decision.
Students studying at foreign schools are NOT eligible for Pell Grants.
The University uses a standardised exchange rate to avoid fluctuations. The U.S. Department of Education states that students attending foreign (those outside of the United States) schools will have to tolerate such fluctuations.
You MUST complete ALL of the following steps to successfully apply for a Direct Loan:
You will need to send ALL of the above information to US Loans Administration Team, if we do not receive this information we CANNOT process your application.
We DO NOT automatically receive this information because the University of South Wales is a Foreign School.
We aim to process all applications within 10 working days of receipt; therefore we would advise that you apply early.
Submit all of the above information to the US Loans Administration Team at the University of South Wales.
Once we have received ALL of the above information we will be able to calculate your Cost of Attendance and confirm how much loan you would be entitled to receive
You will then be issued a Loan Notification letter detailing the dates and amounts of loan that will be disbursed throughout the academic year. This letter is suitable for visa purposes and you should check the details carefully. Please remember that whatever the amount of loan you borrow you must pay it back with interest. You have the right to decline the loan or to request a lower loan amount.
The US Loans Administration Team will originate the loan on your behalf and pay you and your Tuition Fees directly within 14 days from the Disbursement dates specified in your Loan Notification letter. You will then receive the balance of your loan into your nominated UK bank account in 3 equal instalments.
This will happen once you have enrolled at the University of South Wales.
After the completion of your course, the US Loans
Administration Team will email each student graduating or withdrawing from a
course who is in receipt of Direct Loans a reminder to carry out Exit
Counselling. This is a session that you can complete online at the National Student Loan Data System
website (external link).
Costs unrelated to the completion of a student's course of study are not included in calculating a cost of attendance.
maximum amount you can borrow each year in Direct Subsidized and Unsubsidized
Loans depends not only on your cost of attendance, but also on your grade level
and whether you are a dependent student or an independent student. The
following shows the maximum amount of money you may borrow each academic year
in Direct Subsidized and Unsubsidized Loans:
Dependent student (except those whose parents are unable to borrow a PLUS loan)
Independent student (these limits also apply to dependent students whose parents are unable to borrow a PLUS loan)
actual loan amount you are eligible to receive for an academic year is
determined by your cost of attendance. This is determined by your school and
may be less than the maximum annual amounts shown in the chart above. With a
Direct PLUS Loan, the parent of a dependent student can borrow up to the cost
of the student's attendance minus any other financial aid the student receives.
Parents of Independent students are unable to borrow a PLUS loan.
Aggregate loan limits
Below are the aggregate (total) limits for Direct Subsidized and Unsubsidized Loans:
These aggregate limits include both Direct Subsidized and Unsubsidized Loans and any subsidized and unsubsidized Federal Stafford Loans previously received through the Federal Family Education Loan (FFEL) Program. You cannot borrow over your aggregate loan limit.
It is the requirement of the U.S. Department of Education that Schools must provide a notice of the availability of all consumer information. To meet this requirement, the US Loans Administration Team has listed the consumer disclosure information required by the U.S. Department of Education and information on each topic area below.
1. Schools must make available, to current and prospective students, information on how and where to contact staff who can assist students in obtaining institutional and financial aid information.
2. Regarding Student Federal Aid information: Schools must make available to students information about:
3. Schools must make available information about the cost of attending the school including: Tuition Fees, Books and supplies, room and board, transportation and annual costs.
Students can find information on all of the above by searching the University of South Wales website: www.southwales.ac.uk.
4. Schools must make available information about:
5. Schools must also make available information about:
This information can be found on our website: www.southwales.ac.uk.
6. Annual notice to enrolled students:
Students have the right to review their educational records. Details on how to do this can be viewed in our Directory.
7. Schools must make available information about:
Our International pages contain important information on medical requirements prior to entering the UK.
Our Disability and Dyslexia pages contain important information for students with disabilities, including intellectual disabilities.
8. Retention rates:
Schools must report retention rates of certificate or degree-seeking, first-time full-time undergraduates entering the institution.
Higher Education Statistics Agency (HESA) is the official agency for the collection, analysis and dissemination of quantitative information about higher education. Table 5 on the HESA website gives the percentage of full time undergraduate degree starters projected to achieve their degree.
9. Placement rates - required disclosures:
This information is available upon request by emailing the US Loans Administration Team at firstname.lastname@example.org Please ensure that you include in your email the name of the faculty that you would like to obtain this information from and allow 7-10 working days for a response.10. Title IV Loan Code of Conduct required for all schools participating in FDL:
Please see our code of conduct for information on the above.
11. Private Education Loans Disclosures:
12. An institution must provide, upon request of borrower, the required information:
Once the US Loans Administration Team has calculated an applicant’s entitlement to funding, we will normally email the applicant with details of the funds that they can apply for and how it was calculated. If you have any queries, please email email@example.com.
13. Textbook information disclosure:
Provisions are established by law and the Secretary has no regulatory authority. For each course listed in the school’s online course schedule, schools must disclose:
Textbook information for college bookstores
Schools must provide to college bookstore operated by or in contractual relationship or otherwise affiliated with school the course schedule for the subsequent academic period.
For each course/class for the following academic period:
Each Faculty issues lists of recommended reading to students enrolled on their courses and liaises with the on-campus bookstore with their requirements.
14. Peer-to Peer File Sharing and Copyrighted materials
PPA now requires that schools have developed and implemented written plans to effectively combat unauthorised distribution of copyrighted materials including peer-to-peer file sharing. It applies to all users of institution’s network without interfering with educational and research use of network. The written plan must include:
Peer-to-Peer New Disclosures - Schools must disclose to students:
Peer-to-Peer File sharing and copyrighted materials:
Institution must, in consultation with chief technology officer, or other designated officer of institution:
For all of the above, please see our Academic Integrity Regulations pages
15. Fire Safety - Required of institutions that maintain an on-campus student housing facility:
i. Fire statistics
Requires statistics for each on-campus student housing facility:
ii. Annual fire safety report
Report must include:
iii. Fire log
The University of South Wales Accommodation Department works within the UK codes of practice legislation regarding halls of residence and are in compliance with all aspects of the codes including fire safety. Please see our Fire Safety and Emergency procedures. For more information on Fire safety please contact the US Loans Administration Team.
16. Missing Student Notification:
Required of institutions that maintain an on-campus student housing facility.
Required actions, within 24 hours of the determination that the student is missing:
The Accommodation Department abides by the University’s missing students protocol. The Resident Tutor Team and Duty Staff are however most likely to be the first point of contact should student residents have concerns about another residents whereabouts. The Accommodation Team collects information from students regarding their chosen Emergency contact person as part of their contract.
17. Drug and Alcohol Abuse prevention and drug related offences:
HEOA added requirement that as part of biennial review of prevention program effectiveness schools:
Residents in halls who are caught using/dealing with drugs will be excluded as stipulated in the disciplinary procedure.
The University of South Wales Student Services Department also has a reporting system where incidents are recorded along with the action taken.
18. Special Populations:
There are additional disclosure and reporting requirements for:
The ‘Special Populations’ requirement does not apply to the University of South Wales as we do not offer athletically-related Federal Student Aid and we do not offer gainful employment programs.
More information on student regulations and procedures.
If you have any questions about the content on this page, please email the US Loans Administration Team at firstname.lastname@example.org.