Managing your money

Here are some ways you can make the most of your budget and save money.

If you need any advice, feel free to contact the Student Money Advice Team.

Budget at the start of each term and spread your money over the term- remember to include travel home, birthdays and socialising.
Maximise your income – get a part time job, sell unused/unwanted items.
Review your bank statements - are you paying for subscriptions you aren’t using?
Put a list together before going shopping and buy own brands instead of branded products.
Batch cook and freeze the rest – it’s cheaper and saves cooking from scratch.
Don’t buy books new – choose second-hand and library editions.
Only buy what you need – avoid luxury spending and impulse buys, if you need to make a purchase for an occasion but know you will never use it again, why not look at renting instead of buying.
Shop around to find the best deals.
Change your bill payment dates so they leave your account just after payday.
Check out resources such as the Money Charity's Student Money Manual and the latest edition of NASMA's Student Money Matters.